No Credit Check Available

Steel Building Financing & RTO

Get your steel building, carport, or garage today. RTO requires no credit check, no balloon payments, and flexible terms from 36 to 60 months. Traditional financing also available for larger projects.

Rent-to-Own

RTO is available on all steel buildings, carports, and garages. No credit check, no bank involvement. Pay monthly, own it outright at the end of the term.

  • No credit check required
  • 36, 48, or 60 month terms
  • No balloon payments
  • No prepayment penalty — pay it off early anytime
  • Early buyout options available
  • Available on buildings up to $25,000
Lyon Financial

Traditional Financing with Lyon Financial

For steel buildings over $25,000, we partner with Lyon Financial for traditional financing. Apply online, get approved, and funds are released directly to you or your builder.

  • Loans from $25,000 up to $250,000
  • Terms up to 20 years — low, fixed rates
  • No equity or appraisals required
  • Funds released directly to you or your builder
  • Special military programs available — veteran owned & operated
  • 800,000+ customers funded since 1979
Lyon Financial Apply for Financing Have Questions? Contact Us

RTO vs Traditional Financing

FeatureBenchmark RTOBank Loan
Credit CheckNoYes — affects credit score
Approval TimeSame dayDays to weeks
Down PaymentFirst month only10-20% typical
Early PayoffNo penaltyMay have penalties
Return OptionYes — we pick it upNo — you still owe
Available onAll buildingsVaries by lender

Ready to Get Started?

Contact us, design your building online, or request a quote — we'll handle the rest.

Request a Quote